Terms and Conditions

Debt Purchase ("we", "our" or "us") operates the www.debt-purchase.com website (the "Website"). These terms and conditions govern your use of the Website. Any contract entered into between us will be subject to our usual terms and conditions of business which will be supplied to you when we accept your order for any of our services. Nevertheless, you should note the provisions below (in particular those relating to price and payment) which will apply to any contract concluded between us.

Accuracy and correctness
We do not warrant or guarantee the accuracy or correctness of any information or other material placed on or referred to on the Website, though we endeavour so far as possible to ensure the accuracy of such information and material. We do not warrant that the Website or its content is error or virus free or free of other harmful components or that your use of the Website will be uninterrupted.

Liability
In no event will we be liable for any loss or damage (whether direct or indirect, including loss of profits or any consequential loss) resulting from or in any way connected with your use of the Website whether caused by negligence or otherwise.

If you are unhappy with the Website or any of the information or other materials on it, your sole exclusive remedy is to discontinue your use of it.

Intellectual Property
All content which features on the Website including (but not limited to) any text, photographs, images, graphics, illustrations, designs, written and other material including the program and code that operates this Website (together the "content") is protected by copyright, trade mark and/or other proprietary rights owned by or licensed to Debt Purchase. Any downloading, printing or copying from this Website must be in accordance with these terms. Such activity is permitted solely for personal use or for supply to third parties for no commercial gain and for their personal use only (unless stated otherwise). You must acknowledge us and this Website as the source of the material. You confirm that you have no right to use the content in any other manner.

Links
The Website may provide links to other websites which may be of interest to you. As we do not control the content of those linked websites we cannot accept any responsibility for the materials or offers for goods or services featured on them. We do not endorse such linked websites nor do we warrant that such websites will be free of viruses or other such items of a destructive nature.

Contract Formation
No contract will subsist between you and us for the supply by us of any services unless and until we accept your order.

Please note that any goods and services supplied or made available through this Website are subject to our standard terms and conditions of business and any transaction concluded between us will incorporate these terms and conditions.

Prices
The price for our services shall be the price levied at our advertised rates from time to time. VAT at the standard rate will be added to the price as applicable.

• The prices we quote can be amended by a reasonable amount if:
  you amend your instructions after we have taken steps to provide the Services;
• and you ask us to expedite our service to you.

Payment
All sums due for any of our services shall be paid in full on the following terms:

• Payment of the price plus VAT at the applicable rate shall be due within 7 days of the date of the invoice.
• Time for payment shall be of the essence and any failure to pay shall entitle us at our option to treat any contract as repudiated by you, or to delay the provision of further services until paid (in addition to any other remedy);
• If you do not pay us on the due date, then you will pay interest at 8% above the Bank of England base rate as prescribed under the Late Payment of Commercial Debts Regulations 2002 and the Late Payment of Commercial Debts (Interest) Act 1998;
• and compensation/debt collection costs as prescribed under the Late Payment of Commercial Debts Regulations 2002 based upon the amount outstanding (which are currently as follows: debt up to £999.99 - £40, debts £1000 to £9,999.99 - £70, debts of £10,000 and over - £100)
• All invoices shall be paid in full free from any deduction for any set-off, counterclaim or otherwise howsoever arising.

Tracing and Search Services
While we use our best efforts to ensure the accuracy of the same, we provide no warranty that any information provided under our tracing and search services is entirely accurate.

Law and Jurisdiction
These terms and your access to and use of this Website are subject to English law and the exclusive jurisdiction of the English courts.